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India Assurance Company - Products
Household Insurance
This is an umbrella policy offering various covers under one single policy. There
are 10 sections offering cover for your buildings, contents, electrical/electronic
equipments, bicycle, personal accident, baggage etc. Sec. I covers building (if owned) and
contents against fire and allied perils like riot, strike, malicious damage, terrorism,
flood, earthquake, explosion etc. for a nominal premium of Rs. 50 per a lakh of sum
insured.
Sec II covers the contents against burglary, housebreaking, theft & larceny. Section
III takes care of your valuables like jewellary, camera, watches, etc. The cover is all
risks and includes chain snatching. Under Section V we cover breakdown of domestic
appliances like your fridge, washing machine, mixie etc. The premium is only Rs.25/- per
10,000/- . Under section VI we cover your TV/VCR/VCP against various risks including
breakdown. You can also cover your baggage against loss/damage due to fire/theft/accidents
during tour. Other sections provide cover for Personal Accident, Plate glass, Workman
Compensation, bicycle etc.
There are section discounts if you opt for more than 4/6 sections.
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