• Super Value Savings and Current Accounts - This account requires the maintenance of reasonable minimum average quarterly balance.

• Value Added Savings and Current Accounts

You need to maintain Rs. 10,000/- as average quarterly balance for Savings Account on Rs. 25,000/- for current account.
 

Salient Features -
a) Cheque Deposit boxes at several convenient locations.
b) Personalised cheque book
c) Special offer on loans
d) Investment advisory services
e) Automatic re-order of cheque books.
 

• Term Deposits -

a)     Higher interest in the longer run
b)    Attractive and competitive interest rates
c)    Deposit terms ranging from 15 days to 5 years
d)    Useful in emergencies - the Mymoney Term Deposit
e)    Automatic renewal
f)    Breakage of term
 

• Corporate Executive Accounts

A savings account available to business executives affording banking convenience with no minimum balance required.

Salient Features -
a)    Cash delivery upto Rs. 1,00,000/- on specific days.
b)    Courier service for cheque and instructions pick-up.
c)    Global Credit Card
d)    Investment Advisory Services
e)    Personalised Cheque Book
f)    ATM Card
g)    Special offer on loans

• NRI Services - These services cater to the financial needs of the Non-Resident Indians with 39 NRI branches in India and 3 NRI centres overseas.

Salient Features
a)    Widespread branch network
b)    Any branch banking
c)    Phone banking
d)    ANZ Grindlays ATM Card
e)    Fax/E-mail services

• ANZ Loans

a) For Homes - You can avail loan amounts of Rs. 2.1 lacs to Rs. 1 crore at attractive interest rates calculated on daily balance. The loan can be repaid over a period of 1-15 years and can also be prepaid without any penalty.

b) Against Homes - A term loan of upto 50% of the market value of your residential property at attractive interest rates.

Salient Features

• The loan can be used for any personal / business need.
• Loan amounts from Rs. 3 lacs to Rs. 50 lacs.
• One-time processing fee
• No pre-payment penalty
• Loan tenure upto 7 years.

c) For Cars

• New as well as second-hand cars financed.
• Loan tenures ranging from 1 year to 5 years.
• Step-up repayment plan exclusively designed to suit salaried executives.
• Planned bulk cash inflows by bullet payments accepted.
• Moratorium period available for principal repayments in case of cars having a waiting period.
• Three installment due dates to choose from on suit repayment convenience.
• Highly competitive interest rates.
• Grindlays Super Saver Income Fund

Salient Features -

• Super Saver Income Fund from ANZ Grindlays Mutual Fund.
• Open-ended debt fund that adds power to your long-term savings.
• Invests in AAA Rated bonds, Government Securities and PSU (non-equity) papers.
• Safe and consistent returns.
• Tax benefits.
• Low risk investment.
• Liquidity due to absence of lock-in period.
• Expert fund management.

The other important services are :
1) Investment Advisory Services
2) ANZ Grindlays Global Gold and Classic Credit Cards
3) 24 hour Branch Banking
4) Phone Banking
5) Doorstep Banking
6) 10 am to 7 pm Banking
7) Any branch banking
8) 365-Day Banking
9) Bulk Cash Services
10) ATMs
11) 365-Day Locker Access