• Locker Facility - safes are available for hoarding personal jewellery, etc.
• 7 day working - all branches remain open on all the days of week.
• Export credit - foreign bills of exchange, bill of lading, bills of credit, etc. are available.

• Money back recurring deposit
• Friend in need deposit
• Kuber Yojana deposit
• Money multiplier deposit
• Lakshmi Yojana deposit
  

The loans offered by the Bank for various purposes may be : 

• UCO Shoppers Scheme : loans for consumer durables like air conditioners, television sets, etc.

Salient Features -
1) Maximum Rs. 50,000/- and Minimum Rs. 15,000/-.
2) Eligibility
(a) salaried person At least 5 years service left with and take home of Rs.     
      50,000/-  Per annum.
(b) Professionals and Business Men. Earnings not to be less than Rs. 1,00,000/-  
      as per Income Tax returns.

• UCO Super Shoppers Scheme : a scheme to finance the Purchase of Trendy cars.

Salient Features :

1)    Eligibility -
a) Salaried peson Minimum take home Rs. 60,000/- per annum. Remaining 
     period of service more than 5 years.
b) Professional businessmen - gross income above Rs. 1.2 lacs per annum as
     per Income Tax returns.

• Educational Loans - loans for profession and technical courses are available and would be payable directly to the credit of the educational institution.

Personal guarantee should be furnished to the Bank by the guardian or by the father.

• Miscellaneous Loans - other loans for various purposes like house renovation, start up of enterprise, etc. are also available either against collateral security or otherwise. Also, shares of selected companies may afford as security and the valuation of such shares shall be done in accordance with the rules laid down by the bank.

The bank may charge service charges which is refundable in case there is no default of payment of instalments.
The articles proposed to be purchased by way of loans should be hypothecated to the bank.