Supporting Documents to be attached: |
| For approval of loan: |
a) Common for all
applicants:
|
Allotment letter of the
co-operative society / association of apartment owners.
Copy of approved drawings
of proposed construction / purchase.
Agreement for sale/sale
deed/detailed cost estimate from architect/engineer for the property to be purchased /
constructed.
If you have been in your
present employment / business or profession for less than a year, mention details of
occupation for previous 5 years, giving position held, reasons for change and period
of the same.
Applicable Processing
Fees.
Any other information
regarding your repayment capacity that is necessary and will assist HDFC in appraising the
case.
|
b) Additionally:
If You Are Employed: |
Latest salary slip/salary
certificate showing all deductions.
If your job is
transferable, permanent address where correspondence relating to the application can be
mailed.
A letter from your
employer agreeing to deduct the monthly instalment towards repayment of the loan from your
salary. This will expedite the processing of your loan application.
|
If You Are Self-Employed: |
Balance Sheets and Profit
& Loss Accounts of the business/profession along with copies of Individual Income Tax
Returns for the last three years certified by a Chartered Accountant.
A note giving information
on the nature of your business/profession, form of organisation, clients, suppliers, etc.
|
For Disbursement Of Loan:
Please contact your local HDFC office for the required documentation.
Please take photocopies of all documents that are submitted to HDFC (including the
application form) for your personal record.
|
