You can take disbursement of the loan after the property has been technically appraised,
all legal documentation has been completed and you have invested your own contribution in
full (own contribution is the total cost of the property less HDFC's loan). The loan will
be disbursed in full or in suitable instalments (normally not exceeding three in number)
taking into account the requirement of funds and progress of construction, as assessed by
HDFC and not necessarily according to the builder's agreement.
