|
Loan
application |
|
| Document to
be submitted with your application : |
| For
preapproval only (property yet to be located) : |
| For
all applicants/co-applicants : |
- Copy of tax documents for the last
two years . (i.e. Income Tax and Wealth Tax returns, statement of wealth if not a Wealth
Tax assessee, assessment orders).
- Copy of latest statement of credit
cards and car loans.
- Copy of overdraft / cash credit
account statements for the last 1 year.
- Two passport sized photographs
- Copy of two positive identifications
(passport, driving license, ration card, credit card).
- Signature verification from your
banker .
- Copy of insurance policies with
latest premium receipt .
- Statement of repayment plan with
documentary proof of wealth .
- Statement of bank a/c for the last
one year .
- Salary and TDS certificates .
- Latest Pay slip .
- Letter from Employer (as per format)
.
- If job is transferable, proof of
permanent residence .
- A note on your business (track
record for professionals) .
- Copy of audited financial statements
for the last two years .
- List including address and contact
person of top five clients .
- All documents mentioned under
preapproval above.
- If you are also taking financial
assistance for the property from any source other than the bank, then details of that
facility .
- Allotment letters and / or Bye-laws
of the co-operative society / association of apartment owners .
- Photocopies of title deeds,
Agreement to sell, Encumberance certificate etc. with a title search certificate from an
approved lawyer .
- For self construction, approved
plans and clearance certificates along with estimates .
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