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NRI....... |
| Sanctioning: |
On the basis of certain documents submitted by you, your eligibility will be determined.
However, there are ways by which you can enhance your eligibility.
For instance, if your spouse is earning, put him/her as a co-applicant. The additional
income shall be included to enhance your loan amount. Incidentally, if there are any
co-owners they must necessarily be co-applicants.
Even your fianc?e's income can also be considered for sanctioning the loan on your
combined income. The disbursement of the loan, however, will be done only after you submit
proof of your marriage.
Providing additional security like bonds, fixed deposits and LIC policies may also help to
enhance eligibility.
While there is no need for a guarantor, it could be that having one might enhance your
credibility with the bank. If so, the loan officer would provide you with the
necessary details.
Below is a list of documents required from you for sanctioning. You may be asked to submit
further legal documents if required by ICICI or its approved lawyers.
Do retain photocopies of all documents being submitted by you.
List of documents for sanctioning: |
- Passport size photograph
- Age verification:PAN card ,Voters ID, Passport,
License
- Bank statement for the last six months.
- Income Documents e.g. Latest Form 16, Certified IT
returns for latest 3 years
- Processing Fee cheque
- Loan Enclosure letter In case of further queries ,
additional documents may be required.
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