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Housing / Loans / ICICI (Industrial Credit & Investment Corporation of India Limited)

For a home loan

  • You must be at least 21 years of age when the loan is sanctioned
  • The loan must terminate before or when you turn 65 years of age or before retirement, whichever is earlier
  • You must be employed or self-employed with a regular source of income
  • Finance up to a maximum of 85% of the price of the property or the cost of construction is provided
  • Minimum loan amount is Rs 1 lakh for a repayment tenure of less than a year
  • Minimum loan amount is Rs 2 lakh for a repayment tenure of 1 - 5 years
  • Maximum loan amount is Rs 1 crore
  • Maximum loan tenure is 30 years

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