On the basis of
certain documents submitted by you, we will determine your eligibility.
However, there are ways by which you can enhance your eligibility.
For instance, if your spouse is earning, put him/her as a co-applicant. The additional
income shall be included to enhance your loan amount. Incidentally, if there are any
co-owners they must necessarily be co-applicants.
Did you know that your fianc?e's income can also be considered for sanctioning the loan
on your combined income? The disbursement of the loan, however, will be done only after
you submit proof of your marriage.
Providing additional security like bonds, fixed deposits and LIC policies may also help to
enhance eligibility.
While there is no need for a guarantor, it could be that having one might enhance your
credibility with us. If so, our loan officer would provide you with the necessary details.
Below is a list of documents required from you for sanctioning. You may be asked to submit
further legal documents if required by ICICI or its approved lawyers.
Do retain photocopies of all documents being submitted by you. |
